Award-winning car insurance

Fully comprehensive.
Fully flexible. Fully pink.

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Over £66 million paid out in claims
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Over 300,000 app downloads
What people love

The ‘extra mile’ stuff.

Fully flexible.

Starting a new life in the UK can mean a lot of changes, with different houses, cars, jobs, and people. Buy direct with us to make unlimited updates to your personal details all year. All on the app. 
With no extra admin fees.

The app.

Manage your policy, access all your documents, and update your details on-the-go, at any time of day. You can also start a claim, start a Live Chat, and make changes to next year’s cover in seconds. 5 stars (or close enough).

24/7 accident phone line.

You can tell us about an incident any time of day or night, and we’ll start working on your case right away. The more information you can give us, the better! That includes the contact details of anyone else involved.

Fair play promises.

Hit by an uninsured driver? Car damaged by vandalism? We’ll protect your claim-free driving discount and you’ll get a full refund on the amount you pay on your initial claim (also called your excess).

Fully flexible.

Starting a new life in the UK can mean a lot of changes, with different houses, cars, jobs, and people. Buy direct with us to make unlimited updates to your personal details all year. All on the app. 
With no extra admin fees.

The app.

Manage your policy, access all your documents, and update your details on-the-go, at any time of day. You can also start a claim, start a Live Chat, and make changes to next year’s cover in seconds. 5 stars (or close enough).

24/7 accident phone line.

You can tell us about an incident any time of day or night, and we’ll start working on your case right away. The more information you can give us, the better! That includes the contact details of anyone else involved.

Fair play promises.

Hit by an uninsured driver? Car damaged by vandalism? We’ll protect your claim-free driving discount and you’ll get a full refund on the amount you pay on your initial claim (also called your excess).

Protect future you with Marshmallow

Get the cover you need in three steps, with total flexibility.

1
Get the basics covered
Buy direct with us, and your Fully Comprehensive cover will protect you in all these situations as standard.

If you’re in an accident

We’ll cover damage to your car, and provide financial support for serious injuries. If someone else is involved, we’ll cover any damage to their car or property, and any injury compensation payouts.

If you’re plain unlucky

We’ll cover you if your car is stolen, or damaged from vandalism, fire or attempted theft - up to the total value of your car.

If your car is in for repairs

As long as you use one of our approved repairers, we’ll do everything we can to get you a courtesy car while yours is in the garage. Subject to availability.

If your windows are damaged

Whether it’s chipped, cracked or broken. Pay a small amount upfront and we’ll cover the cost of any glass repairs or replacements.

If you’re hit by an uninsured driver

We’ll protect your claim-free driving discount and you’ll get a full refund on the amount you pay on your initial claim (also called your excess).

If you’re driving in Europe

Your Europe Roaming Pass gives you Third–party Only cover for up to 90 days in a whole host of European countries. This covers damage to others, but not to you or your car.
2
Choose your plan
Get all the basics on our Marshmallow Original plan or go full protective bubble with Marshmallow Plus.

All the essentials. No trimmings.

  • Fully Comprehensive

  • Personal injury cover up to £5,000

  • Courtesy Car

  • Windscreen Protection

  • Uninsured driver promise

  • Onward travel after an accident

  • Motor Legal Protection

  • Driving Other People’s Cars

  • Breakdown Cover

All of Marshmallow Original, PLUS...

  • Fully Comprehensive

  • Personal injury cover up to £25,000

  • Courtesy Car

  • Windscreen Protection

  • Uninsured driver promise

  • Onward travel after an accident

  • Motor Legal Protection

  • Driving Other People’s Cars

  • Breakdown Cover

Original
Plus
Fully Comprehensive
Personal injury
Up to £5k
Up to £25k
Courtesy Car
Windscreen Protection
Uninsured driver promise
Onward travel after an accident
Motor Legal Protection
Driving Other People’s Cars
Breakdown Cover
3
Build your 
own cover
Missing something in your plan? Build the cover you want with any of our optional extras.

Breakdown cover

Choose from three breakdown plans, powered by the AA.

  • Roadside assistance

  • UK-wide recovery

  • European cover

Motor Legal Protection

Get the upper-hand in any road-related dispute. Cover any legal costs required to settle disputes or appeal motoring convictions.

Courtesy Car upgrade (for theft and total loss)

Upgrade your courtesy cover if you’d like a replacement car if yours is stolen or cannot be repaired. Standard courtesy cover only gives you a replacement if your own car can be fixed.

No Claims Discount Protection

Even good drivers make mistakes. Make up to 2 claims a year without affecting your claim-free record, and protect your well-earned discount.

Excess Protection

Your standard pass gives you Third-party Only cover in Europe for up to 90 days. You can now upgrade that cover to Fully Comprehensive. That means cover for injury and damages to you, as well as any other person involved.

Europe Roaming Pass upgrade

Your standard pass gives you Third-party Only cover in Europe for up to 90 days. You can now upgrade that cover to Fully Comprehensive. That means cover for injury and damages to you, as well as any other person involved.

Driving Other Cars (Third-party Only)

You asked, we listened! Get third-party cover to drive other privately-owned cars in the UK. (This does not cover you to drive other cars in your own household. If you have regular access to another vehicle, you need to be listed as an additional driver on the owner’s own policy.)

What is Fully Comprehensive?

Fully Comprehensive policies protect you, your car, and anyone else involved in an accident you cause (including their car or any other property). Third-party Only policies do not cover you or your car - just the other person’s. And even though Fully Comprehensive policies give you more cover, they’re often cheaper.

Read more about Fully Comprehensive policies

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Rated Excellent on Trustpilot.

Answers to important questions

Do you recognise No Claims Discount?
Where can I see my policy documents?
What kind of checks do you run?
If my personal details change, do I need to pay to update them?
What is the cheapest insurance you offer?