Watch one of our team, Faye, explain how in this video 

If you’re unhappy with your renewal quote, please speak to a friendly member of our team via Live Chat. 

We can't guarantee that we'll be able to offer you a cheaper price, but there are a few ways we might be able to help.

What can you do to bring my price down?

Sometimes even a small change to your personal details can affect your policy price. So the first thing we’ll do is review your policy to make sure everything is up to date. 

This could make your price a bit cheaper. However, you should know that changes can make your price increase too.

The best way to make changes and discuss all your renewal options is by chatting with a member of our team. But if you’d like to amend any details yourself, you can also make some changes in the Marshmallow app.

Changes could include:

  • Your licence. Have you swapped a licence from your home country for a UK licence?
  • How long you’ve had your licence. Is the date your licence was issued correct?
  • Your annual mileage. Are you driving fewer or more miles in a year than you used to?
  • Address. Have you moved home since we last spoke?
  • Occupation. Has your job title, or industry you work in, changed?
  • Additional drivers. Are the other named drivers on your policy still using your car? And are their details up to date?
  • Policy add-ons. Do you have policy extras that you no longer need? Remember, some features, like Breakdown Cover, are sometimes included in other products – like bank accounts.
  • Your claims-free driving experience. Also known as a No Claims Discount (NCD). Are there any NCD years from the UK or from overseas that we don’t know about?
  • Overnight parking location. Has the place you park your car at night changed?
  • Vehicle ownership. Are you still the registered keeper of your car?

Want to find out more about why car insurance prices have gone up? Watch our Pricing Manager, Ben, explain all the reasons over on the Marshmallow blog.