The Campfire

Everything you need to know about driving in the UK, and getting insured

What is contents insurance and what is covered?
A simple guide to contents insurance in the UK, including what it covers, how much it costs, and how to work out how much cover you need.
What is building insurance and do you need it?
Which fence is mine: rules of fencing and ownership
Learn how to check boundary ownership, who is responsible for repairs, and when home insurance may cover fence damage.
Home insurance and personal possessions and portable items
Personal belongings insurance explained. Find out how to insure phones, laptops and jewellery outside your home and what’s typically covered.
Does house age impact home insurance?
Learn how the age of your house can affect home insurance costs in the UK and how to find out when your property was built.
Home insurance for unoccupied, second or holiday homes
Learn how home insurance works for unoccupied houses, second homes and holiday homes. Understand the type of cover you may need.
A guide to damp and home insurance
Does home insurance cover damp in the UK? Learn the difference between rising damp, condensation and sudden water damage, and when you can and can’t claim.
How much is home insurance?
Find out how much home insurance costs in the UK, including average prices for buildings and contents cover, and what affects your premium.
Home security and ways to reduce premiums
Practical ways to make your home more secure and reduce what you pay for home insurance. Simple tips on locks, alarms, excess, no-claims discounts and payment options.
Guide to rental and landlord insurance
Learn how insurance works for renters and landlords in the UK. Understand what you’re responsible for when renting a property.
How to make a home insurance claim
Step-by-step guide on how to make a home insurance claim in the UK. Learn what to do after theft, fire, flood or burst pipes — and how to get your claim sorted quickly.
Home maintenance and risk prevention
Learn how regular home maintenance helps prevent damage, avoid rejected insurance claims, and keep your home safe.
Flood insurance, climate risks and the Flood Re scheme
Learn how flood insurance works in the UK, what building insurance covers, how the Flood Re scheme helps homeowners, and how to protect your home from flood damage.
Calculating rebuild cost and contents value
Learn how to calculate your rebuild cost for home insurance and estimate the value of your contents.
Buildings vs contents insurance and why you might need both
Learn the difference between buildings and contents insurance, what each covers, and how to choose the right cover for your home in the UK.
How to open a bank account in the UK
Find out what you need to know about setting up a UK bank account after moving here, including ID checks, address issues, online options, and moving money into pounds.
When is the best time to renew car insurance?
Discover if there is a good time to renew your car insurance, when prices go up and why insurers might change your price.
How to fit a black box in a car
Learn how a black box is fitted in your car, where it goes, how long installation takes, and what to know about removing a telematics device.
How does a black box work with multiple drivers?
Learn how black box car insurance works with shared cars and multiple drivers. Understand how to make sure everyone stays insured and is tracked correctly.
How long do you have to declare accidents for car insurance?
Find out how long you need to declare past accidents for car insurance in the UK, what counts as an accident, and why insurers ask for this information.
Black box car insurance rules
Learn the main black box car insurance rules in the UK, what could happen if you break them and how it works with Marshmallow's telematics plan.
What is an insurance premium?
Find out what insurance premium means, how the price of an insurance premium is calculated, and why UK newcomers often get charged too much for theirs.
How to check your MOT status for car insurance
Learn how to check your car insurance and MOT status in the UK, and why this matters before you get on the road.
When is my car insurance due?
Find out how to check your car insurance expiry date, whether it automatically renews, and what to do before renewal.
Is a black box worth it for car insurance?
Find out if black box car insurance is worth it, how much it can reduce costs, and when insurance without a black box might be better.
How many insurance policies can you have on a car?
Learn if you can have two insurance policies on one car in the UK, and what’s best for you: two policies, named drivers, or a multi-car policy.
Do I need car insurance in the UK?
Do you need car insurance in the UK? Learn when you need cover to register a car, buy a car, or rent a car, plus what happens if you drive uninsured.