
What is a No Claims Discount?
Learn how No Claims Discount works and how to apply for a discount on your car insurance.
We look at driving history from anywhere, so you could save an average of £392* compared to the nearest competitor.

We look at your driving history from where you’ve lived before
Discounts for proof of claim-free driving from your previous insurer
Call our claims team 24/7 if you’re in an accident
Log a claim in the app or start a live chat anytime
Added protection for complete peace of mind
Spread the cost with monthly instalments
Tell us about you and your car with our simple online form.
Pick your plan and any extras. Then choose to pay monthly or in one go.
Upload any supporting documents, such as ID, proof of address or claim-free driving.
We’ll confirm your policy is live and you’re ready to go!
At Marshmallow, all our policies are Fully Comprehensive, often known as “Full Comp”. That means we cover damage to your own vehicle as well as anyone else that’s involved.
When you get your free quote you’ll be given a price for different plans, so you can compare options and find the right cover for your needs.
Fully Comprehensive
Personal injury cover up to £2k
Cover to drive in Europe (30 days)
Uninsured driver promise
Courtesy Car (repairs)
Windscreen Protection
Onward travel after an accident
Driving Other Cars (Third-party only)
Courtesy Car (theft and total loss)
Motor Legal Protection
Breakdown Cover
Fully Comprehensive
Personal injury cover up to £5k
Cover to drive in Europe (90 days)
Uninsured driver promise
Courtesy Car (repairs)
Windscreen Protection
Onward travel after an accident
Driving Other Cars (Third-party only)
Courtesy Car (theft and total loss)
Motor Legal Protection
Breakdown Cover
Fully Comprehensive
Personal injury cover up to £5k
Cover to drive in Europe (90 days)
Uninsured driver promise
Courtesy Car (repairs)
Windscreen Protection
Onward travel after an accident
Driving Other Cars (Third-party only)
Courtesy Car (theft and total loss)
Motor Legal Protection
Breakdown Cover
Fully Comprehensive
Personal injury cover up to £25k
Cover to drive in Europe (90 days)
Uninsured driver promise
Courtesy Car (repairs)
Windscreen Protection
Onward travel after an accident
Driving Other Cars (Third-party only)
Courtesy Car (theft and total loss)
Motor Legal Protection
Breakdown Cover
Missed something in your plan? Build the cover you want with any of our optional extras.
Choose from three breakdown plans, powered by the AA.
Get the upper-hand in any road-related dispute. Cover any legal costs required to settle disputes or appeal motoring convictions.
Upgrade your courtesy cover if you’d like a replacement car if yours is stolen or cannot be repaired. Standard courtesy car cover (included with all but Marshmallow Lightest) only gives you a replacement if your own car can be fixed.
Even good drivers make mistakes. Make up to 2 claims a year without affecting your claim-free record, and protect your well-earned discount.
Your excess is the amount you agree to pay if you make a claim (you agree to this amount when you sign up). But with Excess Protection, you’ll get it all back! Regardless of what happened or who was at fault.
Protect your windscreen if it gets chipped, cracked or broken. Pay a small amount upfront and we’ll cover the cost of any glass repairs or replacements.


Learn how No Claims Discount works and how to apply for a discount on your car insurance.

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