New to the uk?

Save up to £220 on car insurance*

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Licences from all countries covered
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Affordable prices based on all your driving experience, in any country
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Flexible payment options, like pay monthly
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Fairer prices

  • Cheaper car insurance based on all the years you’ve been driving, in the UK and abroad.

  • Extra discounts for a proven record of claim-free driving (accepted from all insurers, no translation needed).

  • Licences from all countries covered. Including yours.

Get help fast

  • Live Chat support, open daily on our easy-to-use app.

  • 24/7 phone line for claims and accident support.

  • £33 million paid out in claims in 2023.

Fully flexible

  • Spread the cost with smaller, monthly payments.

  • Choose from a range of plans to suit your budget.

  • Add extras like breakdown cover, motor legal and more.

Get a free quote
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79% of our customers are new to the UK

79% of our customers are new to the UK

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What our car insurance looks like

Fully comprehensive. Fairly priced. Five minutes away from being yours.

What’s included?
Add these extras
Who can we cover?

Vehicle repairs or replacement after accident, fire or theft

Cover for other people to drive your car

UK residents. This is someone who lives here, or who has moved here and intends to live here permanently (at least 183 days a year).

Personal injury costs

Protection for your claim-free driving discount if you have an accident

Licences from all countries are covered for 12 months. You may need to exchange your licence for a UK one after that.

Cover for damage to other cars when you drive in Europe

Breakdown cover

Full UK licences (for people aged 21-75).

Courtesy car if yours is in for repairs

Full cover to drive in Europe

Provisional licences (subject to some restrictions).

Windscreen protection

Cover for motor legal costs

Personal belongings cover up to £250

Excess protection (100% refund on what you pay if you make a claim)

And more...

And more...

What’s included?

  • Vehicle repairs or replacement after accident, fire or theft

  • Personal accident costs

  • Cover for damage to other cars when you drive in Europe

  • Courtesy car if yours is in for repairs (Original and Plus)

  • Windscreen protection (Original and Plus)

  • Personal belongings cover up to £250

And more...

Add these extras

Cover for other people to drive your car

No Claims Discount protection (keep your UK claim-free driving discount if something happens)

Breakdown cover

Full cover to drive in Europe

Cover for motor legal costs

Excess protection (100% refund on what you pay if you make a claim)

And more...

Who can we cover?

UK residents. This is someone who lives here, or who has moved here and intends to live here permanently (at least 183 days a year).

Licences from all countries are covered for 12 months. You may need to exchange your licence for a UK one after that.

Full UK licences (for people aged 21-75).

Provisional licences (subject to some restrictions).

All this and more on a 5-star(ish) app
  • Change your details on-the-go
  • All your documents in one place
  • Get help fast on Live Chat
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How do I get car insurance in the UK?
1
Fill out your details
You’ll need:
  • Vehicle and licence details for yourself and any other drivers.
  • Your full postcode and address.
  • Proof of any claims-free driving experience.
  • Claims and convictions details for the last five years for all drivers.
Find out more about the legal stuff
2
Pick a plan
Get all the car insurance basics covered with our Marshmallow Original plan or go full protective bubble with Marshmallow Plus.
3
Add insurance extras
Missed something? Build out the car cover you need by picking some of our optional extras.
Get a quote

Answers to important questions

Can you cover me if I’m not a UK resident?
Is car insurance different in the UK?
I didn’t pass my test in the UK. Can I still get insured?
Do you offer translation services?
What is a No Claims Discount?
What is the cheapest insurance you offer?

*Based on internal data for insurance policies sold via Price Comparison Websites in 2024 for UK newcomers living in the UK less than 4 years. The average difference between Marshmallow’s price and the second cheapest price was £220.

Drivers from outside the EU/EEA will need to switch to a UK licence 12 months after becoming a UK resident, or drive on a provisional licence with the same rules as learner drivers. You can find out more here.

79% of our customers are new to the UK based on data from all active Marshmallow car insurance policyholders from 2018 - 2024.

Certificates & awards

Marshmallow is a trading name of Marshmallow Financial Services Limited who are authorised and regulated by the Financial Conduct Authority (reference number: 797672). We are also registered with the Information Commissioners Office in relation to the processing of personal information (registration number: ZA295898). Marshmallow Financial Services Limited is incorporated in England and Wales (company number: 11005345). Our registered address is 66 City Road, EC1Y 1BD.